Join us for an upcoming webinar where Tom Toerpe, SVP of Capital Markets, and Mitch Clements, Director of Foreign Exchange, will review current trends in the interest rate and foreign currency markets. They will discuss key economic and policy factors shaping the outlook through the end of 2026, including the ongoing impact of shifting trade policy and conflict in the Middle East. With upcoming changes in Federal Reserve policy under a new Fed Chair, inflation trends in the US and globally, soft labor market conditions, and rising debt levels around the world, understanding where interest rates and currencies may be headed is essential.
This session will provide timely insights for business leaders operating domestically and internationally, real estate professionals, investors, and anyone seeking a clearer view of today’s interest rate and foreign exchange environment. We look forward to having you join us on September 16 from 11AM to noon CT.
Don’t miss this important webinar. Click on the Register Today button to reserve your spot, and we’ll send you sign-in instructions. This webinar will be hosted on Microsoft Teams. If you are not able to make the live event, please register to get access to the on-demand recording at your convenience.
About the Presenters

Tom Toerpe
Senior Vice President, Capital Markets
Tom is a Senior Vice President in Associated Bank's Capital Markets group. For the past 15 years, he has assisted the bank's commercial and private clients in the use of interest rate swaps and other derivatives to manage their interest rate risk. Prior to taking on this role, Tom spent 20 years in a variety of corporate finance positions at Associated Bank and global money center banks in New York and Chicago.
In his career, Tom has helped bank clients execute more than $25 billion in financing and capital markets transactions, including leveraged buyouts, syndicated loans, public debt issuance, private placements, captive reinsurance facilities, project finance programs, asset securitization programs and interest rate derivatives. He has also covered three major industry groups as a portfolio manager and industry analyst.
Tom is an alumnus of Marquette University, and earned his MBA at Northwestern University's Kellogg School, with concentrations in finance, accounting and marketing.

Mitch Clements
Senior Vice President, Director of Foreign Exchange
Mitch is Director of Foreign Exchange at Associated Bank, where he leads the bank's foreign exchange business and oversees a team dedicated to helping corporate clients navigate the complexities of global markets. Mitch and his team work closely with businesses to manage currency risk, develop effective hedging strategies, and optimize international payment and receivables solutions.
With more than 20 years of experience in foreign exchange and international treasury management, Mitch advises companies on strategies to mitigate currency volatility, protect profit margins, and improve cash flow predictability. He regularly provides clients with market insights and guidance on economic trends, interest rate developments, and geopolitical events that impact global business.
During this webinar, Mitch will share his perspective on the current FX environment, highlight key market drivers shaping currency movements, and discuss practical strategies organizations can use to effectively manage foreign exchange exposure and support their international growth objectives.
